Borrowers are Ready For A Rate Rise – Housing Market Update

#InterestRates #RBA #HeiseSays
The reserve bank believes borrowers are ready for an interest rate rise. Are you prepared?


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  1. Unfortunately most of these young people have never lived through 17% interest rates like we had in late 80's. Interest rates don't need to go up to cause the market to self destruct. As long as rates don't go down 15% in the next 30 years(which it can't) like the last 30 years, the market will self extinguish. It's already happening. Rates are at record lows but the market is cooling!

  2. Intrest rate rise without wage growth will bring down serviceability of new buyers. Outer ring FHB areas will be the first to correct. People who want to upgrade will get less price.

  3. What a load of crap. Dr Ellis should know better. It doesn't matter how much extra you may have paid and available in your redraw facility, If the bank puts the mortgage loan interest rate up, you WILL pay more. There is no negotiating with the bank saying you will pay less because you have already paid more in advance. She is an idiot if she doesn't know that or she is providing a false sense of security to people who know no better. FFS

  4. The reason why people are prepaying the mortgage is that the repayments on a loan of $100,000 at 5.4% is less than a loan of $400,000 at 2.3%. The increased cashflow is the perfect hedge fund for the working class.

  5. I still cant understand how a deadly pandemic can cause such a boom.
    I could understand the invention of the transistor, or internal combustion engine, or internet, or computer to do this.
    But a deadly virus?

  6. More economic manipulation to feed the wealth to the boomers away from all other generations. When you have an army of 60 year old politicians doing the planning of course that planning will benefit the boomers.

  7. Ready and bring it on! This low income family that you made fun of in a video some time ago, well we decided to cut the bank and get the papers. For us interest rate rises would be great. Thinking of selling the paid off home and going to live in our semi off grid home. The interest if increased would be enough to cover food and maintenance!

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